Top 10 Fintech software development companies in Vietnam (Selected for 2025)

Vietnam has firmly established itself as a trusted destination for software development, particularly in the Fintech domain. If you are looking for a trusted Vietnamese Fintech software partner, here is a curated list of the Top 10 Fintech software development companies in Vietnam for 2025. These were selected based on stringent criteria, including industry certifications, depth of domain expertise, and proven fintech delivery excellence.

Note: All company information and data referenced in this article were sourced from official company websites, Google Maps, and reputable B2B listings and were last updated on November 04, 2025.

1. FPT Software

As a subsidiary of FPT Corporation, FPT Software is a global technology and IT services provider established in 1999. With a strong track record of working with major financial institutions, the company has established itself as a key player in Vietnam’s fintech ecosystem, offering comprehensive digital transformation expertise. 

Fintech software development services: FPT Software offers a full suite of fintech solutions, including digital banking platforms, payment gateways, blockchain services, and AI-powered data analytics. The company helps financial institutions modernize legacy systems and build scalable, secure applications that meet global compliance standards. 

Outstanding Fintech software development case studies: 

• Core banking modernization: Partnered with a leading global bank to modernize its legacy core banking system, improving operational efficiency and reducing time-to-market for new financial products. 
• Digital lending platform: Developed an AI-driven digital lending platform for a regional bank, enabling automated credit scoring and a seamless loan application process for customers. 

Website: https://fptsoftware.com 

Min project size: $1,000+ 

Hourly rate: <$25 

FPT has a proven track record in the field of Fintech software development

2. PowerGate Software

PowerGate Software was founded in 2011 and is certified to the ISO 9001:2015 and ISO 27001:2022 standards. This top software company in Vietnam adopts a product mindset, thinking like a product owner, and focusing on delivering end-to-end solutions that are tailored to each client’s unique needs. 

Fintech software development services: PowerGate Software works with global fintech companies to design and develop innovative solutions that reshape the financial landscape. The company provides dedicated development teams for both startups and large enterprises, enabling clients to create meaningful customer experiences, increase profitability, and reduce risk through digital transformation.

Outstanding Fintech software development case studies:

• Digital financial workflow for a European client: PowerGate Software developed a cloud-based platform to manage the full financial process, from purchase invoice management to complex sales invoicing. This solution processes over 150 million documents annually, reducing resource requirements by up to five times. 
• Multi-currency card platform in the UK: The team built a Mastercard-compatible platform offering competitive exchange rates, real-time spending alerts, and enhanced security features. The solution is accepted at over one million locations in the UK and 36 million worldwide. 
• Cloud-native payment Gateway in Europe: PowerGate Software delivered a PCI DSS Level 1 certified platform that allows banks and merchants to process digital payments quickly and securely. This gateway is used by leading banks such as Swedbank, SEB, and LHV, and processes more than 500,000 transactions annually. 

Website: https://powergatesoftware.com 

Min project size: $10,000+ 

Hourly rate: <$25

One of PowerGate Software’s fintech case studies

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3. SotaTek JSC

SotaTek JSC, established in 2015, operates globally with offices in Vietnam, Japan, South Korea, Australia, and the US. The company has completed more than 500 projects for global enterprises & startups in over 25 countries. As one of the top-tier software development companies in Vietnam, SotaTek specializes in fintech solutions built on blockchain and artificial intelligence, with strict adherence to MAS, GDPR, PCI DSS, and KYC/AML standards. 

Fintech software development services: SotaTek delivers custom fintech platforms, including e-wallets, digital lending systems, and trading solutions, as well as blockchain and AI-powered regulatory technology (RegTech) tools. 

Outstanding Fintech software development case studies:

• Digital transformation for a Thailand Bank: Implemented innovative banking solutions to improve service delivery and customer engagement. 
• Scalable fintech platform: Built and enhanced a custom fintech system to support rapid business expansion. 

Website: https://www.sotatek.com 

Min project size: $10,000+ 

Hourly rate: <$25

A fintech case study by SotaTek

4. Saigon Technology

Founded in 2012, Saigon Technology delivers high-quality software development services to clients worldwide. The company serves a diverse range of industries, with a strong focus on developing secure, scalable, and user-centric fintech solutions. 

Fintech software development services: Saigon Technology provides end-to-end fintech development, including mobile banking applications, payment processing platforms, blockchain-based solutions, and AI-driven financial analytics. Its services cover the entire lifecycle from requirements gathering and UI/UX design to backend development, integration with third-party APIs, and long-term maintenance. The team ensures compliance with global financial regulations, such as PCI DSS and AML/KYC standards, while focusing on creating seamless and secure digital experiences for end-users. 

Outstanding Fintech software development case studies: 

• BAIBAI: Developed a secure financial application for digital transactions. 
• Bitwin International: Built a cryptocurrency exchange platform with robust trading capabilities. 
• SmithBot: Created an AI-powered automated trading bot for the global market. 

Website: https://saigontechnology.com 

Min project size: $10,000+ 

Hourly rate: $25 – $49 

SmithBot web application – Source: Saigon Technology

5. NashTech

As part of the global Harvey Nash Group, NashTech is a leading provider of technology solutions and services, with a strong focus on digital transformation. Established in Vietnam in 2000, the company has built a reputation for delivering high-quality software and innovative solutions to clients in the financial services sector. 

Fintech software development services: NashTech’s fintech services include custom application development, cloud modernization, data engineering, and automation. This Vietnam Fintech software development company specializes in building scalable, secure, and resilient platforms for banks, insurance companies, and fintech startups, leveraging technologies like AI and machine learning to drive business value. 

Outstanding Fintech software development case studies: 

• Digital banking alert system for a US-based financial services company: Developed a near real-time alerting solution for a global financial services provider, enhancing fraud detection, transaction monitoring, and customer engagement within its digital banking platform.
• Decentralized credit platform: Built a blockchain-based credit platform using DAML to enable transparent, secure, and automated credit processing across multiple financial institutions.

Website: https://nashtechglobal.com 

Min project size: $75,000+ 

Hourly rate: $50 – $99 

Technical architecture of the Decentralized credit platform by NashTech – Source: NashTech

6. Newwave Solutions

Newwave Solutions is a Vietnam-based technology partner delivering innovative and reliable software development services to global clients. The company has extensive experience in the fintech domain, offering solutions that combine technical expertise with a deep understanding of financial operations. 

Fintech software development services: Newwave Solutions specialises in developing blockchain-based applications, digital wallets, peer-to-peer lending platforms, payment gateways, and financial management systems. The company applies agile development practices to ensure rapid delivery without compromising quality or security. Its fintech solutions are designed for scalability, user-friendliness, and compliance with industry standards such as PCI DSS and GDPR. 

Outstanding Fintech software development case studies: 

• Blockchain application development: Created a secure and scalable blockchain platform for financial transactions. 
• Digital wallet app: Built a full-featured mobile wallet enabling seamless payments, balance tracking, and transaction history management. 

Website: https://newwavesolution.com 

Min project size: $25,000+ 

Hourly rate: $25 – $49 

Newwave Solutions is one of the best Fintech software development companies in Vietnam – Source: newwavesolution.com

7. Synodus

Synodus focuses on building robust and scalable financial applications capable of handling large volumes of data and integrating with multiple services. Since 2019, Synodus has delivered over 80 projects, including numerous fintech solutions. 

Fintech software development services: With extensive fintech expertise, Synodus empowers financial organizations to innovate faster and operate smarter. Their end-to-end services cover everything, including digital banking, core banking, financial data, AI analytics, blockchain-powered finance,… helping clients build secure, scalable, and future-ready fintech solutions.

Outstanding Fintech software development case studies: 

• E-wallet startup: Developed a high-performing e-wallet platform that reached over three million users. 
• Digital banking PaaS for a retired VP of Technology: Built a cloud-based platform-as-a-service to support SMEs entering the digital banking market. 

Website: https://synodus.com 

Min project size: $5,000+ 

Hourly rate: <$25

Digital banking PaaS for a retired VP of Technology – a fintech case study by Synodus

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8. KMS Solutions

KMS Solutions was established in 2019 as a vertical business unit of KMS Technology, focusing specifically on the financial services sector. The company is recognised for its expertise in software testing, ensuring the quality, functionality, and security of financial applications. 

Fintech software development services: KMS Solutions offers UX/UI design for fintech applications, custom platform development, software integration, modernization of legacy systems, and quality assurance with automation testing. The company follows a comprehensive process from planning to development, testing, launch, and ongoing support. 

Outstanding Fintech software development case studies: 

• HD Bank: Delivered a large-scale fintech project, significantly improving operational efficiency and customer experience. 
• TPBank: Enhanced software testing performance to accommodate a surge in mobile users. 

Website: https://kms-solutions.asia 

Min project size: $25,000+ 

Hourly rate: Undisclosed

TPBank enhances software testing and team proficiency to handle rapid mobile user growth

9. AgileTech Vietnam

AgileTech Vietnam, certified to ISO 9001:2015 and ISO 27001:2013, provides comprehensive fintech software development services. This IT outsourcing company in Vietnam has extensive experience in IT consulting, system development, implementation, and long-term maintenance. 

Fintech software development services: AgileTech develops custom fintech software solutions such as peer-to-peer lending platforms, financial planning applications, and payment processing systems for startups, investment firms, insurance companies, and large financial institutions. 

Outstanding Fintech software development case studies: Web3 staking platform: Developed a blockchain-based staking platform with node validator infrastructure for enhanced security and scalability. 

Website: https://agiletech.vn 

Min project size: $10,000+ 

Hourly rate: <$25 

AgileTech’s Role in the “Web3 staking platform” case study

10. BeetechSoft

BeetechSoft is a fintech software development company specializing in innovative, technology-driven solutions.  

Fintech software development services: The company is known for its expertise in cross-platform application development, allowing clients to launch products on both iOS and Android simultaneously. BeetechSoft also leverages AI and IoT to build smarter financial tools, such as automated fraud detection systems and personalized banking experiences. Serving a global clientele, particularly in the Japanese market, BeetechSoft’s offshore delivery model ensures efficiency and cost-effectiveness. 

Outstanding Fintech software development case studies: Multi-platform E-wallet: Developed a multi-platform e-wallet application for a Japanese startup, integrating AI-powered features for spending analysis and enhanced security protocols. 

Website: https://beetechsoft.com 

Min project size: $25,000+ 

Hourly rate: <$25

Beetechsoft’s cutting-edge solutions

This top 10 list spotlights Fintech software development companies in Vietnam that combine technical excellence, regulatory alignment, and real-world delivery. The Vietnamese Fintech software development firms featured in this list represent the best of the industry, offering expertise that spans blockchain, mobile banking, payment processing, and regulatory compliance. For Tech Leaders and CTOs seeking a trusted partner, Vietnam offers a diverse range of capable vendors ready to deliver secure, scalable, and impactful fintech solutions.

As blockchain continues to revolutionize financial technology, many Vietnamese software companies are expanding their expertise in this area. If you’re exploring blockchain development companies in Vietnam, check out our curated list of top providers leading the innovation in this field.